Get superfast cash
Complete our quick online loan application
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African bank
Frequently asked questions
Our frequently asked questions will be a able to answer your concerns or queries.
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
What our clients have to say
Loan calculator and example to go here
Do you qualify for a loan?
Frequently asked questions
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Q: When will get the money?
A: If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
Q: How far is my application?
A: Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
When will I get the money?
How far is my application?
Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
Complete our quick online loan application
Excuse My Loan is back
Apply for up to R12000, repay, return and get up to R24000
Don't miss out, apply for up to R12000
Repay, return and get up to R24000
Excuse My Loan is back, don't miss out
If you have an active, up-to-date account with no arrears balance, you are automatically in the running to have your balance written off
Do you qualify for Excuse My Loan?
If you have an active, up-to-date account with no arrears balance, you are automatically in the running to have you balance written off
If you have an active, up-to-date account with no arrears balance, you are automatically in the running to have your balance written off
Do you qualify for
Excuse My Loan?
Do you qualify for
Excuse My Loan?
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.
| Example loan | |||||||
|---|---|---|---|---|---|---|---|
| Loan Amount | Repayment term | Monthly repayment | Total repayment | Initiation fee | Monthly fee | Interest | APR |
| R8 000 | 6 months | R1 730 | R10 344 | R995 | R69.00 | 3% | 95.9% |
What our clients have to say
Get superfast cash
Complete our quick online loan application
“Thank you Unifi for excusing my loan, you guys came through for me, thank you!"
Snethemba F
Umzinto
“Thank you Unifi for excusing my loan, you guys came through for me, thank you!"
Snethemba F
Umzinto
“Thank you Unifi SA for making people’s dreams come true. #ExcuseMyLoan.’"
Kenau K
Bloemfontein
“Thank you Unifi SA for making people’s dreams come true. #ExcuseMyLoan.’"
Kenau K
Bloemfontein
"Unifi is the best honestly, not just about excusing the loan but they offer the best service."
Ntando S
Pretoria
"Unifi is the best honestly, not just about excusing the loan but they offer the best service."
Ntando S
Pretoria
Frequently asked questions
What is Excuse My Loan?
It’s a special Unifi promotion where we randomly select clients with up-to-date payments and completely excuse their full loan balance. No forms, no catch, just a big “thank you” from us.
Why does Unifi do this?
We believe in rewarding our clients who take care of their accounts.
Your consistent, on-time payments help us keep doing what we do best: offering quick, reliable loans when you need them most.
It’s a special Unifi promotion where we randomly select clients with up-to-date payments and completely excuse their full loan balance. No forms, no catch, just a big “thank you” from us.
What is Excuse My Loan?
Why does Unifi do this?
We believe in rewarding our clients who take care of their accounts.
Your consistent, on-time payments help us keep doing what we do best: offering quick, reliable loans when you need them most.
