Get superfast cash
Complete our quick online loan application
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African bank
Frequently asked questions
Our frequently asked questions will be a able to answer your concerns or queries.
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
What our clients have to say
Loan calculator and example to go here
Do you qualify for a loan?
Frequently asked questions
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Q: When will get the money?
A: If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
Q: How far is my application?
A: Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
When will I get the money?
How far is my application?
Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
Complete our quick online loan application
Do you qualify for a loan?
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec or African Bank
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.
| Example loan | |||||||
|---|---|---|---|---|---|---|---|
| Loan Amount | Repayment term | Monthly repayment | Total repayment | Initiation fee | Monthly fee | Interest | APR |
| R8 000 | 6 months | R1 730 | R10 344 | R995 | R69.00 | 3% | 95.9% |
What our clients have to say
Get superfast cash
Complete our quick online loan application
“The service I received from Unifi SA during my recent interaction was of the highest order. I can without a doubt recommend Unifi SA to anyone.”
Vincent H
Mossel bay
“They are fast and convenient they even went out of their way to assist. Please keep up giving us great service and a great customer journey”
Nabuya M
KwaMashu
“I had a very easy application process and was assisted in minutes. Their whole process was painless. Total life saver!”
Nella B
Kraaifontein
Frequently asked questions
How can I speed things up?
Want your cash faster? Choose our Superfast option and get paid in just a few hours. If you chose our Kindafast option, it may take up to 24 hours but you can still switch. Just sign in at www.unifi.credit, go to “My Unifi,” click “Upload,” and select Superfast.
Why do I qualify for a different amount than what I applied for?
The amount you qualify for is determined by your credit score and affordability. We are only able to confirm the amount you qualify for once we’ve done a credit check and looked at your current income and expenses.
Want your cash faster? Choose our Superfast option and get paid in just a few hours. If you uploaded or emailed documents, it may take up to 24 hours but you can still switch. Just sign in at www.unifi.credit, go to “My Unifi,” click “Upload,” and select Superfast.
How can I speed things up?
Why do I qualify for a different amount than what I applied for?
The amount you qualify for is determined by your credit score and affordability. We are only able to confirm the amount you qualify for once we’ve done a credit check and looked at your current income and expenses.