Get superfast cash
Complete our quick online loan application
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African bank
Frequently asked questions
Our frequently asked questions will be a able to answer your concerns or queries.
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
What our clients have to say
Loan calculator and example to go here
Do you qualify for a loan?
Frequently asked questions
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Q: When will get the money?
A: If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
Q: How far is my application?
A: Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
When will I get the money?
How far is my application?
Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
Complete our quick online loan application
Do you qualify for a loan?
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec or African Bank
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.
| Example loan | |||||||
|---|---|---|---|---|---|---|---|
| Loan Amount | Repayment term | Monthly repayment | Total repayment | Initiation fee | Monthly fee | Interest | APR |
| R8 000 | 6 months | R1 730 | R10 344 | R995 | R69.00 | 3% | 95.9% |
What our clients have to say
Get superfast cash
Complete our quick online loan application
“Unifi is reliable, quick and easy to work with. The Agents are super efficient and friendly. I always trust in them to make life easy."
Loshnee L
Phoenix
“I have only received superb customer service every time I have interacted with the friendly consultants at Unifi."
Vincent H
Mossel Bay
"They value their customers by providing excellent customer service always."
Eireda M
Mitchells Plain
Frequently asked questions
Do I need to pay upfront fees?
Not on our watch! We’ve never charged upfront fees and never will. It’s a red flag if you’re asked for an upfront fee by “Unifi”, please call us immediately on 021 11 00 600 to report possible fraud.
What banks do you support?
ABSA, Standard Bank, Capitec, FNB, Nedbank and African Bank. Unfortunately, we are currently unable to transact with other banks.
Not on our watch! We’ve never charged upfront fees and never will. It’s a red flag if you’re asked for an upfront fee by “Unifi”, please call us immediately on 021 11 00 600 to report possible fraud.
Do I need to pay upfront fees?
What banks do you support
ABSA, Standard Bank, Capitec, FNB, Nedbank and African Bank. Unfortunately, we are currently unable to transact with other banks.