ApplyMy Unifi

Get superfast cash

Complete our quick online loan application

You're a South African citizen over 20

You're formally employed

Your salary is paid monthly into a bank account

You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African bank

Apply >

Frequently asked questions

Our frequently asked questions will be a able to answer your concerns or queries.

Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849

2025 © Unifi Africa

"Unifi is the fastest in the land. I love Unifi." 

- Chantel, Bellville

"Unifi is the fastest in the land. I love Unifi." 

- Chantel, Bellville

"Unifi is the fastest in the land. I love Unifi." 

- Chantel, Bellville

What our clients have to say

Loan calculator and example to go here

Do you qualify for a loan? 

Frequently asked questions

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Q: When will get the money?

A: If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.  

Q: How far is my application?

A: Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.

If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.  

When will I get the money? 

How far is my application?

Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.

Complete our quick online loan application

Flexible loans with easy repayment terms from 3 to 6 months

ApplyMy Unifi

Safe, simple and trusted loans

Do you qualify for a loan? 

Apply >

You're a South African citizen over 20

You're formally employed

Your salary is paid monthly into a bank account

You bank with ABSA, FNB, Standard Bank, Capitec or African Bank

Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849 

2025 © Unifi Africa

All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.

Example loan
Loan Amount Repayment term Monthly repayment Total repayment Initiation fee Monthly fee Interest APR
R8 000 6 months R1 730 R10 344 R995 R69.00 3% 95.9%

What our clients have to say

Apply

Get superfast cash

Complete our quick online loan application

Easy and no-hassle application. Money gets deposited immediately. Love it.”

Lydia J

Mqanduli

“Unifi is a great company to work with. They are fast and convenient. Please keep up giving us great service.”

Nabuya M

KwaMashu

“I had a very easy application process and was assisted in minutes. Their whole process was painless. Total life saver!”

Nella B

Kraaifontein

Frequently asked questions

When will get the money? 

If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.  

How far is my application? 

Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.

If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.  

When will I get the money? 

How far is my application?

Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.

Apply