Get superfast cash
Complete our quick online loan application
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African bank
Frequently asked questions
Our frequently asked questions will be a able to answer your concerns or queries.
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
"Unifi is the fastest in the land. I love Unifi."
- Chantel, Bellville
What our clients have to say
Loan calculator and example to go here
Do you qualify for a loan?
Frequently asked questions
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Q: When will get the money?
A: If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
Q: How far is my application?
A: Sign in on "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
If you chose Superfast, our automatic bank statement sharing option, you should get your cash in the next few hours. If you manually uploaded or emailed your documents, it could take up to 24 hours.
When will I get the money?
How far is my application?
Sign into "My Unifi" to track your application. If you chose our Superfast bank statement sharing option, your application should go faster. Manually uploaded your proof of income? Go to "My Unifi" and choose Superfast to speed things up.
Complete our quick online loan application
Fill out our online application, quick and hassle-free every time
Do you qualify for a loan?
You're a South African citizen over 20
You're formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec or African Bank
Unifi is a registered credit provider and follows strict guidelines as prescribed by the Regulator. Reg. no.: NCRCP4849
2025 © Unifi Africa
All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.
| Example loan | |||||||
|---|---|---|---|---|---|---|---|
| Loan Amount | Repayment term | Monthly repayment | Total repayment | Initiation fee | Monthly fee | Interest | APR |
| R8 000 | 6 months | R1 730 | R10 344 | R995 | R69.00 | 3% | 95.9% |
What our clients have to say
Get superfast cash
Complete our quick online loan application
“They value their customers by providing excellent customer service always.”
Eireda M
Mitchells Plain
“Unifi is reliable, quick and easy to work with. Your agents are super efficient and friendly. I always trust you guys to make life easy.”
Nabuya M
KwaMashu
“Easy and no hustle application. Money gets deposited immediately after verification. Love it.”
Lydia J
Mqanduli
Frequently asked questions
Are you even real?
While our superfast process looks too good to be true, thousands of customers can confirm that we’re the real deal. You have to try it to believe it! We’re also registered with the NCR and have been offering easy loans since 2006.
Why must I do a DebiCheck so early on in the process?
We like to get the formalities out of the way so that we can get your cash to you asap. We promise that the DebiCheck will immediately be cancelled should your loan not be approved, or if you change your mind.
While our superfast process looks too good to be true, thousands of customers can confirm that we’re the real deal. You have to try it to believe it! We’re also registered with the NCR and have been offering easy loans since 2006.
Are you even real?
Why must I do a DebiCheck so early on in the process?
We like to get the formalities out of the way so that we can get your cash to you asap. We promise that the DebiCheck will immediately be cancelled should your loan not be approved, or if you change your mind.